Everyone has goals and dreams. And as you grow older these shift. Your interests
change, new possibilities open up. You may find that you need much more money
than you ever envisaged….and that your pension fund, although it may seem
enough now, is not enough to allow you to maintain your standard of living when
you retire – let alone allow you to pursue all the opportunities you would
like. Another scary thing, is so few of us know how much is enough to save for
our retirement.  

You might even discover that you would like to retire much earlier than you
ever thought – perhaps at 55. Or when the time comes, you may want to start a
completely new business, or travel around the world. Which is why you need to
start saving now!  

There is an investment plan that is flexible enough to accommodate any shift
in your direction along the way. Investment Horizons from Old Mutual is
specially designed to adapt to your life choices.Investment Horizons offers the
following features:

• A disciplined medium to long term investment vehicle


• An unlimited term – you invest for as long as you need to


• Regular premium payment for a chosen term, or ad hoc single premiums


• A comprehensive range of funds which can be accessed with one premium


• Convenient switching between all investment funds

The Stabilised Investment Fund and Secured Fund, providing protection from
market volatility

The option to select Multi-Manager Funds and International Funds

Premium protection benefits – where Old Mutual pays the premiums in the
event of your disability and/or death

All these features are available to you from as little as R200p.m. or R10 000
once off. Ad hoc lump sum investments into an existing Investment Contract
are also allowed (a minimum of a R1000 applies).  

Take action and make a difference in your retirement years. Tax benefits
linked to to retirement savings are substantial - often not properly
utilised unless you have expert advice.  

Email me or, please feel free to call me on (011) 802 7282. I'm happy to do
all the calculations for you and let you know how much you need to
invest to replace what you're earning now - or how much you should be
saving.